Everyone gets a standard deduction with no effort. If your real write-offs add up to more, you itemize instead. The trick is simply taking whichever is larger.
See how it works through one simple example.
Your standard deduction is a flat amount the law gives you, no receipts needed. For 2026 a single filer gets about sixteen thousand one hundred dollars.
Itemizing means adding up specific write-offs: mortgage interest, state and local taxes, charitable gifts, and more.
Deduckt totals your itemized deductions, compares them to the standard amount, and takes the larger one. A bigger deduction means less taxable income.
Slide to your number.
This is a rough guess. Connect your account to see your real number, down to the dollar.
A simple federal estimate to show the idea, not a tax filing. Real numbers depend on your full situation and current limits, which we confirm before you act.
Connect your account and we confirm your eligibility and the exact numbers.
Free to check. Nothing happens until you say so.
The honest version.
A flat amount the IRS lets everyone subtract from income, no receipts needed. The figure depends on your filing status and updates yearly.
Add up your deductible expenses for the year. If the total beats the standard deduction, itemize. Deduckt does this comparison for you.
Yes. You can itemize one year and take the standard deduction the next, whichever is larger that year.
Connect an account or upload last year's return. No card to get your number.
Find my savings