If you are self-employed with no employees, a Solo 401(k) lets you put away far more than a regular IRA, lowering your tax now.
See how it works through one simple example.
You contribute both as the employee and as the employer, so the limits are high.
Contributions lower your taxable income this year.
You can often add a Roth side for tax-free growth too.
Slide to roughly how much you could contribute.
This is a rough guess. Connect your account to see your real number, down to the dollar.
A simple federal estimate to show the idea, not a tax filing. Real numbers depend on your full situation and current limits, which we confirm before you act.
Connect your business income and we compute your max contribution and the tax saved.
Free to check. Nothing happens until you say so.
The honest version.
Often much more than an IRA, because you contribute as employer and employee.
Yes, a spouse who works in the business can participate.
Many plans allow both. Traditional cuts tax now, Roth grows tax-free.
Connect an account or upload last year's return. No card to get your number.
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