An HSA is the only account where money goes in tax-free, grows tax-free, and comes out tax-free for health costs. If you have the right health plan, it is the best deal in the tax code.
See how it works through one simple example.
Money you put into an HSA is not taxed. In the 22% bracket, every $1,000 you add saves about $220 right away.
It grows tax-free, and when you spend it on medical costs, that is tax-free too.
Unused money rolls over every year and stays yours, even if you change jobs.
Slide to how much you could put in. Watch your tax savings.
This is a rough guess. Connect your account to see your real number, down to the dollar.
A simple federal estimate to show the idea, not a tax filing. Real numbers depend on your full situation and current limits, which we confirm before you act.
Connect your account and we show how much you can still contribute and the exact tax it saves.
Free to check. Nothing happens until you say so.
The honest version.
A health plan with a higher deductible and lower premiums. Your HR or insurer can confirm if yours qualifies.
Doctor visits, prescriptions, dental, vision, and many other medical costs.
No. Unlike an FSA, HSA money rolls over and stays yours for life.
Connect an account or upload last year's return. No card to get your number.
Find my savings