Pay less tax

Turn tuition into money off your tax bill.

If you, your spouse, or a dependent paid for college, two credits can directly lower your tax. We pick the one worth more.

Watch the quick version

See how it works through one simple example.

Is this you?

You paid tuition or eligible school costs this year.
You should receive a Form 1098-T from the school.

Here is the idea, in plain words

The American Opportunity Credit is larger but is for the first four years of college.

The Lifetime Learning Credit is smaller but works for almost any course or year.

You generally take the one that gives you more, not both for the same student.

What this could be worth

Worth a direct credit against your tax for tuition paid, often the larger of two options.
  • 1Find your Form 1098-T from the school.
  • 2Check which credit you qualify for and which is bigger.
  • 3Claim it on your return for each eligible student.

Educational guidance, not tax advice. We confirm every figure and your eligibility before you act.

Ready?

See your real education credit

Connect your tuition details and we pick the higher-value credit and the exact amount.

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What to watch out for

The honest version.

  • You cannot claim both credits for the same student in the same year.
  • Income limits apply.
  • Keep your 1098-T and payment records.

Common questions

Which credit is better?

Usually the American Opportunity Credit if you qualify, but we compare for you.

Can I claim it for my child?

Yes, if they are your dependent and you paid the costs.

What counts as tuition?

Tuition and required fees. Room and board usually do not count.

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