For business owners

Turn everyday business costs into clean deductions.

An accountable plan reimburses you for the home office, phone, and business mileage. The reimbursement is deductible to the business and tax-free to you personally.

Watch the quick version

See how it works through one simple example.

Is this you?

Your business, such as an S-corp, covers some of your expenses.
The plan needs real substantiation and timely reimbursement.

Here is the idea, in plain words

An accountable plan reimburses you for legitimate business costs like the home office, phone, and mileage.

Say six thousand dollars of expenses, deductible to the business and tax-free to you personally.

It turns everyday business costs into clean, documented deductions.

See what you could save

Slide to your number.

$0
Reimbursing these through the business could be worth about
$0

This is a rough guess. Connect your account to see your real number, down to the dollar.

A simple federal estimate to show the idea, not a tax filing. Real numbers depend on your full situation and current limits, which we confirm before you act.

Ready?

See your real accountable plan savings

Connect your account and we confirm your eligibility and the exact numbers.

Connect my account
🔒 Read-only access ✓ We never move your money 🛡 Secured by Plaid

Free to check. Nothing happens until you say so.

What to watch out for

The honest version.

  • Expenses must be substantiated with receipts and a clear business purpose.
  • Reimbursements must follow the plan's rules and timing.
  • Without an accountable plan, reimbursements can become taxable wages.

Common questions

Who needs one?

Owners and employees whose business pays for some of their expenses, especially S-corps.

What can be reimbursed?

Legitimate business costs like a home office, phone, and mileage, with records.

Why is it tax-free?

Proper reimbursements under an accountable plan are not treated as taxable income.

← Back to all tax guides
See your number

Find out what you're overpaying, free

Connect an account or upload last year's return. No card to get your number.

Find my savings